Construction Insurance Attorneys

As a contractor, designer, engineer, architect, manufacturer, supplier or developer involved in a construction project, you are considered a stakeholder. In the event that the terms and conditions of your construction contract fails to follow through, you should invest in construction insurance coverage to protect your interests and work. At Warner, Sechrest & Butts, P.A., our experienced construction law attorneys can help you understand construction insurance coverage policies and disputes that often arise.

Construction Insurance Coverage & Disputes

Because there is always a lot at stake for everyone involved with construction projects, construction insurance coverage is necessary. Insurance companies serve to help protect your investments. Although insurance companies are established to protect and compensate workers, however, they must also earn profit. The easiest way to do this is via denial of insurance coverage claims.

Most insurance coverage disputes result from:

  • Tardy and/or improperly filed paperwork
  • Lack of compelling evidence and justification (such as witnesses, expert advice, testimonial support, documents, photos, etc.)
  • Lack of factual documentation (such as monetary and medical records)

Construction lawyers are crucial to construction coverage dispute claims. Our construction law experts can help you file paperwork properly and timely, locate evidence to support your claim, and negotiate and advocate on your behalf.

Common Construction Dispute Issues

There are many types of construction dispute issues. The most common forms of dispute stem from any of the following: 

  • Illegitimate Contracts: Construction contracts serve a legitimate purpose. These documents should outline the timespan of the construction project; the type, scope and roles of each worker; how to handle unforeseen circumstances; and the amount and type of compensation that each party will receive. Contracts should be clear and concise. Further, the parties should thoroughly understand the contract before agreeing to the conditions via a legally binding signature.
  • Delays: Delays in the timespan of the construction project often result in serious disputes.
  • Lien and Bond Claims: When workers are not paid the amount that was initially promised, or during the time that was specified, they have the right to file a claim.

To gain a better understanding of construction insurance coverage and disputes, you should contact a Gainesville attorney who is well-versed in construction law and litigation.

Commercial General Liability Insurance (CGL) & Builder’s Risk Insurance

As someone involved and/or employed with the construction industry, you have a lot at stake with your property and investments. Therefore, Commercial General Liability Insurance (CGL) and Builder’s Risk Insurance are highly recommended.

Typical Coverage:

  • Lawsuits and investigations
  • Injuries and damages
  • Miscellaneous fees (like protections against alcohol-related accidents; marketing techniques, etc.)

Typical Exclusions:

Understanding areas, behaviors and damages that commercial insurance programs cover and do not cover can be complicated, so it is best to rely on the experience and expertise of experienced construction law attorneys.

Construction Law Attorneys in Gainesville, FL

At Warner, Sechrest & Butts, P.A., our experienced construction law attorneys can assist you with construction contracts and construction insurance coverage and guide you toward appropriate solutions to tackle insurance disputes. We proudly serve Gainesville, FL, and the surrounding communities.

Contact us for all of your construction insurance coverage concerns today.